Canadian money, plainly explained.

The Immigrant Finance & Budgeting Essentials guide — what I wish someone had handed me when I arrived in Canada in 2018. Now yours, free.

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    Shreya Srinath

    Immigrant Mom · CFA

    Who am I?

    Hi, I'm Shreya. I'm a working mom of two in Burlington, Ontario, navigating life in Canada while building toward financial independence. This guide is the foundation I wish I'd had. The Canadian account stack, the credit-building moves, the budgeting framework, and the cultural-financial tensions we don't talk about enough.

    What's inside?

    • The Canadian account stack explained simply (TFSA, RRSP, RESP, FHSA)
    • The exact order to fund your accounts
    • Credit building from day one (including for newcomers)
    • A simple budgeting framework that works for singles and families
    • Navigating family money pressure when you're the one in Canada
    • What to do when you have extra savings